Coinbase Referral Code: $13 Bonus

Coinbase is one of the worlds most popular places to buy and sell cryptocurrency.  But did you know that you can get $13 free Bitcoin when you sign up?  So before joining Coinbase make sure you read this post to get the latest Coinbase promo code.

In 2019 Bitcoin gained over 90%.  So even though it wasn’t getting the hype of previous years, if you had bought bitcoin at the start of the year and held it, you’d have made a handy profit.

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CopyTrading on eToro: Does it Work?

eToro is a social trading network.  It’s a bit like if you combined a social network like Facebook with a trading platform.  On eToro traders can share the trades they make, and copytraders can automatically copy these trades.  In this post I’m going to break down how copytrading works and whether its a good way to invest your money.

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Should you buy Bitcoin on Coinbase in Australia

Coinbase is one of the worlds most popular places to buy bitcoin in the world.  But is it a great option for buying Bitcoin if you’re Australian?  We look at some of the pros and cons of Coinbase.

Buying Bitcoin on Coinbase

Coinbase is one of the easiest places to buy Bitcoin.  They have done an excellent job at making the entire experience straight forward.  So even if you’re brand new to Bitcoin, you’ll have no trouble buying.  Coinbase also offers a good cloud wallet for storing small amounts of Bitcoin, that is considered to be quite secure.

In Australia, Coinbase only lets you buy Bitcoin with a credit card.  This has some upsides and downsides.  On the positive side, it means you can buy Bitcoin instantly.  It’s no harder than online shopping.  The downside is they do limit the amount you can buy each week and there are also some fees you need to be aware of…

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18 Ways to live a more frugal lifestyle and have more money

Living a frugal lifestyle is not something that just happens overnight.  But over time you can make lots of little changes that will all add up to more money in your bank account.  Here are some my top tips for living a frugal life, let me know your tips in the comments.

Get your finances in order

  1. Start Investing and not just Saving – Using a “savings” account to save money over the long term isn’t very smart.  You actually end up losing money due to inflation and the low interest rates.  You’re better off investing.  There are lots of different ways to start investing and the good news is you can start with as little as $10.
  2. Setup an Emergency FundAn Emergency fund will help you in the future when unexpected expenses come up.  Setting up an emergency fund is simple and is something all young people should do.
  3. Set yourself saving goals – It’s hard to be frugal if you’re not working towards a bigger goal.  My partner and I recently decided to buy a house together.  So we have a goal of saving the deposit.  This energised my saving efforts.  Come up with a bigger goal that you want to work towards and record your progress over time.
  4. Pay off your debts – Before you start investing or savings, it’s often smartest to pay down or pay off completely your debts.  It’s easy to put them to one side and forget they exist, but you’ll be much happier if you actively try and work on any debt.
  5. Stop gambling – Gambling in Australia is a huge problem for many young people.  In the long run, you’re never going to make a profit gambling.  There are services available to help you stop gambling – even if you don’t think it’s a problem.  If you want to gamble, do it on something like Bitcoin where at least you have a chance of making money in the long term.

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How to start investing, even if you’re broke

Many people believe that investing is something for the rich or financial experts.  The reality is though that anyone can start investing, and you don’t even need a lot of money.  You can start investing in stocks and bonds with as little as $5.  And you can even do it without being charged any fees!  So read on to find out why you should be investing and how you can do it too, even if you’re broke.

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How to invest in index funds

Index funds are a low cost, diversified way to invest in the stock market.  The reality is that most retail investors who try and pick stocks on their own will end up either losing money or not beating the market index.  That’s why index funds are a great option for investing.    They’re hands off and contain a well rounded selection of stocks.  And the numbers don’t like – individual investors see better returns when investing in index funds!

So how do you invest in these type of funds?  Well here are our favourite options for investing in index funds for Australians:

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How to earn Cashback on your Holiday Travel

Before you book your holidays for this year – make sure you read this post.  It could end up saving you hundreds of dollars!

Did you know that you can earn Cashback on the hotels you book?  Here’s how:

Earn Cashback on Travel with Shopback

There are a number of Cashback sites out there, but I’ve found that best one for travel is Shopback.  That’s because you can earn on Cashback when you book through some of the most popular booking sites.   For example, while booking my summer holiday this week, I managed to get back over $140 on my hotel booking through Agoda.

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How to Buy Bitcoin in 2019

Bitcoin has been rapidly gaining value over the past few months.  While I don’t believe you should go all in and invest your life savings in Bitcoin, I do think it’s worthwhile to hold a small position.  I (like everyone else) has no idea what the price of Bitcoin is going to do.  It could go to $100k or back to $1k.  So remember to only invest what you can afford to lose.

If you’re new to cryptocurrency, the good news is that you can start investing with as little as $10 and build your portfolio over time.

Buying Bitcoin is pretty easy in Australia.  Here are my top options for investing:

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