Good news for Commonwealth Bank customers, you can now use Apple pay with your debit mastercard or credit card. This means if you’ve got an Apple device such as an iPhone or Apple Watch you can use it to pay instead of your card.
Losing Money on Raiz? Here is what todo
Have you started using Raiz but noticed that your account balance has gone down? In this post I’m going to explain what’s going on and what you should do.
What you’re investing in
When you invest using Raiz, your money is invested in a diverse portfolio of stocks and bonds. So it’s important to understand that the stock market does go up and down. So if you’ve invested right before the market has a downturn then your account balance on raiz will go down a little bit.
How to save some extra money before Christmas
Christmas and the holidays can be an expensive time of year. There are gifts, parties, travel etc. So here are some tips on how you can save some extra money for the holidays. I’ve focused on finding extra revenue sources that you can use in your spare time.
Raiz launches a messenger chatbot
My favourite investing app, Raiz, has launched a Facebook messenger chatbot.
You can use the bot for things like:
- Ask what your Raiz balance is
- Ask how much you spent on shopping last week
- Ask the total of your roundups for the week
- Ask if you can afford to go out tonight
This is a really nifty idea. When I first heard about the chatbot, I didn’t think anyone would need it, but looking into how much it can actually do, it really does seem useful. As well as questions about your account, you can also ask support questions on how to use Raiz and even general finance questions like “what is a stock”.
Get $20 free to start investing on Spaceship Voyager
Update: Check out this post for the latest promo code
Spaceship Voyager is a great little app that lets you invest small amounts in “futuristic” companies. Why invest where the world has been when you can invest in where the world is going?!
Read on to find out how you can get $20 to start investing on Spaceship Voyager.
How to Get $20 Free on SpaceshipVoyager
Here is how to get a $20 bonus on SpaceshipVoyager:
- Sign up through this link
- Link your bank account and transfer $5
- $20 will automatically be added to your account
How to build an Emergency Fund
An emergency fund is money set aside in a bank account to cover unexpected expenses. Here is why you need one and how to setup an emergency fund quickly.
Unexpected Expenses
At some point in life we are all going to face unexpected expenses. These might include:
- Hospital Visits and emergency care
- Car repairs
- Home appliance repairs or replacements
- Unemployment
These expenses can be in the thousands of dollars. In a worst case scenario you could be faced with both unemployment and an unexpected expense.
Why you shouldn’t book your flights on Flight Centre
This week ABC News published a report into some very dodgy practices by popular travel agent Flight Centre. To be honest, I haven’t used a travel agent before They’ve always been more expensive and it has felt like a rip off. I’ve gotten quotes from travel agents, but have always managed to find better prices online.
So if you’ve been thinking about booking some travel through Flight Centre or another travel agent, maybe you should rethink your approach.
The Easiest Ways to Start Investing
How do you get started investing? Most people believe that investing is out of reach. But you can actually get started with as little as $5. And the sooner you start, the easier it will be later on in life. So i’ve put together a number of different options on how you can get started investing in Australia.
What is Micro Investing
Micro investing is a great way for anyone – no matter their financial situation, to get started investing and saving. In this post i’m going to explain why micro investing works and the best options in Australia for getting started.
How to have success with Raiz
Raiz is a micro-investing platform that invests your spare change in a diversified portfolio. It’s one of a growing number of investing apps targeted towards millennials. I’ve had great success with Raiz over the past couple of years. In this post I’m going to share some tips on how you can get the most out of investment with Raiz.
