Recommends

Here are some of the investing apps and tools I use and recommend:

Investing

Raiz – A micro-investing platform.   Invest small amounts in a diversified portfolio made up of stocks and bonds.  A great way to start investing.  You can choose from 6 different portfolios.  Raiz has a unique feature that tracks your spending and rounds-up your spare change for investment.  The more you spend the more you’ll invest.  You don’t even notice the small amounts getting invested.

Spaceship Voyager – Invest in companies that you actually care about!  Spaceship Voyager is a managed fund that invests in future looking companies.  And you don’t need thousands or even hundreds to get started.  You can start investing with as little as $5 and you won’t pay any fees until your portfolio is worth over $5k.

P.S – You can get $5 free on Spaceship here.

eToro – I use eToro to copy trade and invest in US shares.  On eToro you can trade shares with zero commissions.  This means I can save a fortune on commissions compared to using a broker like Commsec.

Stake – Stake is very similar to eToro.  You can invest in US shares with zero commissions.  I’m currently using Stake to build a dividend portfolio.  It has some dividend ETFs that eToro doesn’t currently list.

 P.S you can get a free share on Stake here.

Blogging

I make full-time income from blogging.  It’s a great way to earn an income from pretty much anywhere in the world.

Siteground (hosting) – I run most of my blogs on SiteGround hosting.  The price is reasonable and you get a premium hosting account that is a step above Bluehost and some of the other cheaper hosts.  You can install WordPress automatically through Siteground, and the hosting has been optimised to run WordPress blogs.

Cloudflare (CDN + SSL) – Cloudflare is a free service that speeds up your website as well as providing some additional security features.  I recommend all bloggers should use Cloudflare.  It will make your website faster (which = more traffic) and give you a free SSL certificate.

Crypto

CoinSpot – The best place to buy bitcoin and other cryptos in Australia.   Unlike Coinbase, you can buy and sell crypto on CoinSpot.  It’s a local Australian exchange, so they support instant bank transfers and BPay for transferring money into the exchange.

Other Tools

Rounded (Accounting) – I made the switch from Xero to Rounded.  If you’re a blogger, freelancer or self-employed then Rounded is for you.  I’ve found it so much easier to use compared to Xero.  It has a more modern design and because it’s targeted to sole-traders it makes way more sense for people like me.

Google Sheets – I ditched Excel for for Google Sheets.  It’s free and it pretty much does everything that excel does.  Great for keeping a budget or tracking your net worth.

This post is for educational purposes and should not be considered as investment advice. This post is based on individual experience and journalistic research.

Some of the products we link to are affiliate links and we may receive a payment if you follow the link and choose to make a purchase or register with that site. This ensures that StudentSavings can continue operating and remain free of charge for everyone