Here are some of the tools I use and recommend
Investing
Raiz – A micro-investing platform. Invest small amounts in a diversified portfolio made up of stocks and bonds. A great way to start investing. You can choose from 6 different portfolios. Raiz has a unique feature that tracks your spending and rounds-up your spare change for investment. The more you spend the more you’ll invest. You don’t even notice the small amounts getting invested.
Spaceship Voyager – Invest in companies that you actually care about! Spaceship Voyager is a managed fund that invests in future looking companies. And you don’t need thousands or even hundreds to get started. You can start investing with as little as $5 and you won’t pay any fees until your portfolio is worth over $5k.
Trading
eToro – I use eToro to trade international stocks. It’s a CFD trading platform, which means that it won’t be for everyone. If you’re just looking to buy and hold stocks then I would look at another platform. But if you’re looking to trade stocks and profit on price movement, then this could be an option for you. They have a unique copy trading feature which is worth a look.
Blogging
I make full-time income from blogging. It’s a great way to earn an income from pretty much anywhere in the world.
Siteground (hosting) – I run most of my blogs on SiteGround hosting. The price is reasonable and you get a premium hosting account that is a step above Bluehost and some of the other cheaper hosts. You can install WordPress automatically through Siteground, and the hosting has been optimised to run WordPress blogs.
Cloudflare (CDN + SSL) – Cloudflare is a free service that speeds up your website as well as providing some additional security features. I recommend all bloggers should use Cloudflare. It will make your website faster (which = more traffic) and give you a free SSL certificate.
Crypto
CoinSpot – The best place to buy bitcoin and other cryptos in Australia. Unlike Coinbase, you can buy and sell crypto on CoinSpot. It’s a local Australian exchange, so they support instant bank transfers and BPay for transferring money into the exchange.
Other Tools
Rounded (Accounting) – I made the switch from Xero to Rounded. If you’re a blogger, freelancer or self-employed then Rounded is for you. I’ve found it so much easier to use compared to Xero. It has a more modern design and because it’s targeted to sole-traders it makes way more sense for people like me.
Google Sheets – I ditched Excel for for Google Sheets. It’s free and it pretty much does everything that excel does. Great for keeping a budget or tracking your net worth.
