Here’s a Spaceship Voyager Promo Code

I’ve been using the Spaceship Voyager app for the past few months.  It’s one of my favourite investment products.  They are currently running a promo where you get $20 free when you sign up to use the app.  It’s a great way to start your saving and investing journey.  Read on to find out how to get the bonus:

What is Spaceship Voyager

Spaceship Voyager is a new way to save and invest money. You can start investing with as little as $5 and then setup either scheduled investments of invest one off lump sums.  Your money gets invested in a diverse portfolio of stocks.  You can choose one of two portfolios – one is made up of the companies Spaceship thinks will be important in the future.  Think Apple, Tesla, Netflix etc.  The other is an index fund made up of the top 200 most popular companies.

Read moreHere’s a Spaceship Voyager Promo Code

Should you invest with Brickx

Brickx is an Australian startup that lets you invest in property with as little as $75.  On the surface that sounds like a great way for the non-baby boomer crowd to get access to the property market.  But is it really a good investment?  Find out if you should be investing in Brickx with our review.

What is Brickx

Brickx is a marketplace to buy “bricks” or shares in a property.    It’s basically a fractional investment platform for property in Australia.  You can browse through the properties listed and purchase a share based on the value of the property.

Read moreShould you invest with Brickx

The best investing apps in 2019

It’s amazing that in 2019 it’s possible to invest in a complex, diversified portfolio of stocks and bonds with just a couple of taps on your phone.  In fact investing has never been easier.  You don’t need lots of money to start investing anymore.  In fact you can get started with as little as $5.

In this post I’m going to share with you my two favourite investing apps for 2019 and why you should be using them.

Read moreThe best investing apps in 2019

Losing Money on Raiz? Here is what todo

Have you started using Raiz but noticed that your account balance has gone down?  In this post I’m going to explain what’s going on and what you should do.

What you’re investing in

When you invest using Raiz, your money is invested in a diverse portfolio of stocks and bonds.  So it’s important to understand that the stock market does go up and down.  So if you’ve invested right before the market has a downturn then your account balance on raiz will go down a little bit.

Read moreLosing Money on Raiz? Here is what todo

Raiz launches a messenger chatbot

My favourite investing app, Raiz, has launched a Facebook messenger chatbot.

You can use the bot for things like:

  • Ask what your Raiz balance is
  • Ask how much you spent on shopping last week
  • Ask the total of your roundups for the week
  • Ask if you can afford to go out tonight

This is a really nifty idea.  When I first heard about the chatbot, I didn’t think anyone would need it, but looking into how much it can actually do, it really does seem useful.  As well as questions about your account, you can also ask support questions on how to use Raiz and even general finance questions like “what is a stock”.

Read moreRaiz launches a messenger chatbot

Get $20 free to start investing on Spaceship Voyager

Spaceship Voyager is a great little app that lets you invest small amounts in “futuristic” companies.  Why invest where the world has been when you can invest in where the world is going?!

Read on to find out how you can get $20 to start investing on Spaceship Voyager.

How to Get $20 Free on SpaceshipVoyager

Here is how to get a $20 bonus on SpaceshipVoyager:

  1. Sign up through this link
  2. Link your bank account and transfer $5
  3. $20 will automatically be added to your account

Read moreGet $20 free to start investing on Spaceship Voyager

How to build an Emergency Fund

An emergency fund is money set aside in a bank account to cover unexpected expenses.  Here is why you need one and how to setup an emergency fund quickly.

Unexpected Expenses

At some point in life we are all going to face unexpected expenses.  These might include:

  • Hospital Visits and emergency care
  • Car repairs
  • Home appliance repairs or replacements
  • Unemployment

These expenses can be in the thousands of dollars.  In a worst case scenario you could be faced with both unemployment and an unexpected expense.  

Read moreHow to build an Emergency Fund