Is Volt Bank Worth Signing Up For?

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Volt Bank is a neo bank that has been promising to launch for quite some time.  Good news – they have just launched their first product and you can now sign up.

Volt Bank Savings Account – Earn 2.15% Interest

The first product launched by Volt is a savings account.  The main selling point is the 2.15% interest rate – no strings attached.  This is much higher than what most banks are offering.  Some banks offer similar rates, but with strings attached.  Like a minimum deposit amount or no withdrawals.

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The best investing apps for 2020

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With interest rates at record lows, it just doesn’t make sense to save money in a bank account anymore.  Thanks to inflation your money will be worth less and less each year if it just sits idle in your savings account.  So what other options do you have?  Well there are now a myriad of different investing apps that have popped up over the past couple of years.  These apps make investing in stocks, ETFs (index funds) and bonds cheap and accessible to anyone, no matter how much money you have.  In fact you can get started investing and growing your wealth with as little as $5.

Here are some of the top investing apps that have piqued my interest in 2020.  I expect we will continue to see more and more innovate fintech apps launch throughout the year, and I’ll keep this post updated.

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Here’s a Spaceship Voyager Promo Code

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Update – We’ve updated this with the latest promo for February 2020.  The current promo gives you a bonus of $5

I’ve been using the Spaceship Voyager app for the past few months.  It’s one of my favourite investment products.  They are currently running a promo where you get $5 free when you sign up to use the app.  It’s a great way to start your saving and investing journey.  Read on to find out how to get the bonus:

What is Spaceship Voyager

Spaceship Voyager is a new way to save and invest money. You can start investing with as little as $5 and then setup either scheduled investments of invest one off lump sums.  Your money gets invested in a diverse portfolio of stocks.  You can choose one of two portfolios – one is made up of the companies Spaceship thinks will be important in the future.  Think Apple, Tesla, Netflix etc.  The other is an index fund made up of the top 200 most popular companies.

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Here’s a Shopback Promo Code for 2020

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Shopback is a cashback site for online shopping.  Basically if you click-through to an online shopping site using Shopback, they’ll give you anywhere from 0.1%-15% cashback on your purchases.  If you are thinking of joining Shopback, here is how you can get $5 free using a promo code.

Shopback $5 Promo Code

Here is how to get a bonus $5 when you signup to Shopback

  1. Signup to Shopback using this link
  2. Make an online purchase of $20 anywhere that shopback is supported
  3. You’ll get a $5 bonus!

You don’t need to signup and go shopping right away.  Just remember to use Shopback the next time you’re buying something online.

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My top tips for CopyTrading on eToro

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I’ve been experimenting with the CopyTrading platform eToro.  It let’s you automatically copy the trades made by more experienced traders.   Here are some of the things I’ve learnt while using the platform:

What is CopyTrading

CopyTrading is where your trading account automatically copies the trades made by more experienced traders.  Trading is hard.  So why not let someone who does it for a living do it for you.

When you copytrade, whenever the copied trader makes a trade, your account will make the same trade.  If the trader buys some Apple Stock, your account will too.

With eToro, you can browse through the profiles of thousands of traders.  See how well they have performed in the past and how profitable they have been.  Here are some of the things to look out for when copying traders:

Read moreMy top tips for CopyTrading on eToro

The best Savings accounts in Australia for earning interest

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These days banks aren’t paying very much interest on savings accounts.  It’s certainly smarter to invest rather than just save.  But a savings account is still useful – whether it’s for an emergency fund or just saving up for holiday or more expensive purchase.  So here is my roundup of the best savings accounts in Australia.

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Make some extra money with Swagbucks: How to Guide

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Browsing through this thread on Reddit you can see that plenty of people are making around $100-$300 per month from Swagbucks.  You’ll never be able to earn a full-time income from Swagbucks,  but it’s a great way to earn a little extra cash on the side and turn your spare time into a new source of income.

$300 every month over the course of a year adds up to $3600.  Which is no small amount.   Enough to easily pay for a holiday at the end of the year!  Here is my guide on how to get the most out of Swagbucks to make extra money.

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Commsec Pocket: Should you use it?

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Commonwealth Bank has launched a new way to invest in ETF’s called Commsec Pocket.  ETF’s or exchange traded funds, are funds that are made up of hundreds of underlying stocks.  Shares in these funds are traded through the stock exchanges.  The advantage of ETF’s is you get to invest in a diverse(ish) portfolio of stocks in a single investment.   For retail investors, this has proven to be a more successful for many investors compared to trying to pick and choose individual stocks.

So before you download Commsec Pocket, make sure you read this review to see if it’s the right investment choice for you.

In this review, I’m comparing Commsec Pocket with Raiz as that’s the product Commonwealth Bank is looking to directly compete with.

Read moreCommsec Pocket: Should you use it?

Coinbase Promo Code: Get Free Bitcoin in 2020

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Coinbase is one of the worlds most popular places to buy and sell cryptocurrency.  But did you know that you can get $10 free Bitcoin when you sign up?  So before joining Coinbase make sure you read this post to get the latest Coinbase promo code.

In 2019 Bitcoin gained over 90%.  So even though it wasn’t getting the hype of previous years, if you had bought bitcoin at the start of the year and held it, you’d have made a handy profit.

Read moreCoinbase Promo Code: Get Free Bitcoin in 2020

Here’s a CoinSpot Promo Code for 2020

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CoinSpot LogoThinking about signing up to CoinSpot? Before you do, make sure you use this promo code and you’ll get a bonus $10 worth of Bitcoin.

What is CoinSpot?

CoinSpot is a popular crypto exchange.  They make it easy to buy various cryptocurrencies in Australia.  As well as being able to buy and sell Bitcoin, you can also trade a number of popular alt coins including Ethereum, Litecoin, Ripple and many more.

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